The financial world is undergoing a shift as seismic as the transition from analog to digital communications. At the heart of this shift are stablecoins. 

金融世界正在經歷一場與從模擬到數字通信的轉變一樣巨大的轉變。這種轉變的核心是穩定幣。

Just as digital networks transformed telecommunications in the late 1990s, turning copper wires into light-speed data highways, stablecoins are set to rewire global finance. This shift will enable businesses and consumers alike to move, earn, save, and spend money without the frictions of traditional systems.

正如數字網路在 1990 年代後期改變了電信，將銅線變成了光速數據高速公路一樣，穩定幣將重新連接全球金融。這種轉變將使企業和消費者都能在沒有傳統系統的摩擦的情況下移動、賺錢、儲蓄和消費。

Stablecoins, like messaging apps, benefit from network effects. Their utility grows exponentially with adoption. In just six years, stablecoin supply has surged from near zero to $250 billion, with forecasts of $2 trillion by 2028. Real-world stablecoin payments meanwhile have grown from half a billion in 2020 to $7.4 trillion in the last 12 months (source: Visa). 

穩定幣與消息應用程序一樣，受益於網路效應。它們的效用隨着採用率呈指數級增長。在短短六年時間裏，穩定幣供應量從接近零飆升至 2500 億美元， 預計到 2028 年將達到 2 萬億美元。與此同時，現實世界的穩定幣支付已從 2020 年的五億美元增長到過去 12 個月的 7.4 萬億美元 （ 來源：Visa）。

Recent developments, such as Circle's IPO and the launch of stablecoins by major financial institutions like JPMorgan and Fiserv, underscore this momentum. We believe we're moving toward a world where a large majority of global money will exist in the form of stablecoins.

最近的發展，例如 Circle 的 IPO 以及摩根大通和 Fiserv 等主要金融機構推出穩定幣，都強調了這一勢頭。我們相信，我們正在邁向一個全球大部分貨幣將以穩定幣形式存在的世界。